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Loan Rates
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Auto Loans
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Minimum Amount Financed
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Minimum Term
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Credit Rating
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Model Year
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Months
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A+ APR*
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A
APR*
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B
APR*
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C
APR*
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D
APR*
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E
APR*
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740+
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700-739
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660-699
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620-659
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600-619
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580-599
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New Vehicles 2009 and Newer
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0
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36
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6.99%
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7.24%
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9.24%
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10.99%
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14.99%
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NA
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$10,000
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48
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7.49%
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7.74%
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9.74%
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11.99%
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15.99%
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NA
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$15,000
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60
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7.99%
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8.24%
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10.24%
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12.99%
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16.99%
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NA
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$20,000
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66
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8.49%
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8.74%
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10.74%
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13.99%
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17.99%
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NA
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$25,000
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72
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8.99%
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9.24%
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11.24%
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14.99%
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NA
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NA
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$30,000
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84
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9.49%
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9.74%
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NA
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NA
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NA
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NA
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Used Vehicles 2007-2008
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$0
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36
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7.99%
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8.99%
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10.49%
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12.74%
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15.99%
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NA
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$10,000
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48
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8.49%
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9.49%
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10.99%
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13.74%
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16.99%
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NA
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|
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$15,000
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60
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8.74%
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9.74%
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11.24%
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14.74%
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17.99%
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NA
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|
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$20,000
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66
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8.99%
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9.99%
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11.49%
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15.74%
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NA
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NA
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$25,000
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72
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9.49%
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10.49%
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11.99%
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NA
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NA
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NA
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User Vehicles 2005-2006
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$0
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36
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8.99%
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9.99%
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11.99%
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14.49%
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16.99%
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NA
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$10,000
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48
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9.49%
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10.49%
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12.49%
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14.99%
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17.99%
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NA
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$15,000
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60
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9.99%
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10.99%
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12.99%
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15.49%
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17.99%
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NA
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20% down payment or more deduct 1% from the rate stated above.
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Mileage of 75,000 or more, ADD 1% to the above rates.
-
.25% Rate discount is using 2 out of 3 of: Automatic Payment, Direct Deposit, Checking Account.
APR= Annual Percentage Rate
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Additional Loans
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Credit Rating
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Loan Types
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A+ APR*
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A
APR*
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B
APR*
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C
APR*
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D
APR*
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| |
740+
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700-739
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650-699
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620-649
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600-619
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Line of Credit
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7.00%
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8.00%
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9.00%
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N/A
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Sharedraft Overdraft
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11.00%
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15.00%
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17.00%
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N/A
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Signature
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9.00%
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10.50%
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13.90%
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15.90%
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17.90%
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Cerftificate Secured
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3.00% Above Dividend Rate
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Share Secured Loans
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3.00% Above Dividend Rate
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Rates on other types of loans contact our office
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