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Loan Rates

Auto Loans

Minimum Amount Financed

Minimum Term

Credit Rating

Model Year

 

Months

A+ APR*

A
APR*

B
APR*

C
APR*

D
APR*

E
APR*

     

740+

700-739

660-699

620-659

600-619

580-599

New Vehicles 2009 and Newer

0

36

6.99%

7.24%

9.24%

10.99%

14.99%

NA

 

$10,000

48

7.49%

7.74%

9.74%

11.99%

15.99%

NA

 

$15,000

60

7.99%

8.24%

10.24%

12.99%

16.99%

NA

 

$20,000

66

8.49%

8.74%

10.74%

13.99%

17.99%

NA

 

$25,000

72

8.99%

9.24%

11.24%

14.99%

NA

NA

 

$30,000

84

9.49%

9.74%

NA

NA

NA

NA

 

 

 

 

 

 

 

 

 

Used Vehicles 2007-2008

$0

36

7.99%

8.99%

10.49%

12.74%

15.99%

NA

 

$10,000

48

8.49%

9.49%

10.99%

13.74%

16.99%

NA

 

$15,000

60

8.74%

9.74%

11.24%

14.74%

17.99%

NA

 

$20,000

66

8.99%

9.99%

11.49%

15.74%

NA

NA

 

$25,000

72

9.49%

10.49%

11.99%

NA

NA

NA

 

 

 

 

 

 

 

 

 

User Vehicles 2005-2006

$0

36

8.99%

9.99%

11.99%

14.49%

16.99%

NA

 

$10,000

48

9.49%

10.49%

12.49%

14.99%

17.99%

NA

 

$15,000

60

9.99%

10.99%

12.99%

15.49%

17.99%

NA

 

 

 

 

 

 

 

 

 

  • 20% down payment or more deduct 1% from the rate stated above.
  • Mileage of 75,000 or more, ADD 1% to the above rates.
  • .25% Rate discount is using 2 out of 3 of: Automatic Payment, Direct Deposit, Checking Account.

    APR= Annual Percentage Rate

 

Additional Loans

Credit Rating

Loan Types

A+ APR*

A
APR*

B
APR*

C
APR*

D
APR*

 

740+

700-739

650-699

620-649

600-619

Line of Credit

7.00%

8.00%

9.00%

N/A

 

Sharedraft Overdraft

11.00%

15.00%

17.00%

N/A

 

Signature

9.00%

10.50%

13.90%

15.90%

17.90%

Cerftificate Secured

3.00% Above Dividend Rate

Share Secured Loans

3.00% Above Dividend Rate

Rates on other types of loans contact our office

 

 

 

 

 

 

 


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