Fee Schedule
| Member Savings Accounts: |
| Membership fee |
$ 5.00
|
| Additional Primary Account |
No Charge
|
| Check by Phone |
$ 10.00
|
| Credit Union Checks Payable to Member |
FREE
|
| Credit Union Checks Payable to Third Party |
$2.00
|
|
Minimum Balance Fee (per month)
Charged on Savings Accounts with a balance less than $25.00 and no other services.
Does not include Junior Saver Accounts unless dormant effective 1/1/95
|
$ 3.00
|
| Savings transfer 1 free each additional $2.00 Overdraft transfer 1 free each additional |
$ 2.00*
|
| Dormant Fee Per Month (no activity for 2 years) |
$ 5.00
|
| Escheat Fee on account with balance over $25.00 (no activity for 3 years) |
$25.00
|
| Copy of Prior Statement |
$ 5.00
|
| Returned/Dishonored Deposits (NSF) |
$25.00
|
| Photocopy of Credit Union Share Check |
$ 5.00
|
| IRA - New Account Fee (One time service charge) |
$ 20.00
|
| IRA - Yearly Maintenance Fee |
$20.00
|
| IRA - Administration Fee |
$10.00
|
| Closure Fee - New Member Account - Closed in less than one year. |
$ 10.00
|
*Service Charges and Fees may be waived or discounted where indicated by this symbol.
Review Account Disclosures for details on free services and discounted service charges.
| Special Services: |
| Share/Share Draft/Loan Research - Hourly Service Charge (Minimum $20.00) |
$20.00
|
| Interim Statement - Account Status (printout per page) |
$ 2.00
|
Incorrect Social Security Number
Regulated by Internal Revenue Service - Set by law. |
$50.00
|
| Processing Subpoenas or Levy |
$25.00
|
| Address Correction from USPS |
$5.00
|
| Credit Life and Disability Claim Service |
No Charge
|
| Photocopies - Per Page |
$ 0.50*
|
Fax Fee (first page)
Subsequent Pages |
$ 3.00*
$ 1.00
|
| Stop Payment (Lost or stolen credit union check) |
$25.00
|
| Returned Deposit |
$25.00
|
| Wire Transfer Fee - Domestic |
$35.00
|
| Wire Transfer Fee - International |
$45.00
|
| Draft Collections (plus processing fees) |
$25.00
|
| Verification of Deposits/Credit Inquiry |
$15.00
|
Non Member Transactions - Cashing member's check
Minimum charge or 2% of check rounded to the nearest dollar, whichever is greater. |
$ 10.00
|
*Service Charges and Fees may be waived or discounted where indicated by this symbol.
Review Account Disclosures for details on free services and discounted service charges.
| Share Draft Account Services: |
Monthly Service Fee
(No charge when Account Balance of $500.00 or more is maintained.) |
$ 6.000
|
Emergency/Rush Check Orders
(Plus check order fee, shipping and handling.) |
$ 10.00
|
Rejected Items
(Special handling for checks printed by unauthorized check printers.) |
$ 2.00
|
| Check Photocopy (2 free copies monthly) |
$ 5.00
|
Stop Payments
Establish
Presented Check |
$20.00
$20.00
|
Overdraft Protection - Monthly
Savings Transfer (First three free - each additional $2.00)
Overdraft Loan Transfer (First three free - each additional $2.00)
Overdraft, Drawing Account Negative |
$ 2.00
$ 2.00
$25.00
|
| NSF checks (Non-sufficient funds check) |
$25.00
|
| Special handling of NSF Checks Deposited |
$25.00
|
*Service Charges and Fees may be waived or discounted where indicated by this symbol.
Review Account Disclosures for details on free services and discounted service charges.
| ACH & ATM Electronic Services: |
ACH Stop Payment
Establish
Presented Check |
$20.00
$20.00
|
| ACH NSF Fee |
$25.00
|
Special Handling of NSF ACH
Automatic Payroll Deduction/Direct Deposits
Automatic Transfers from RAFE Accounts |
$25.00
No Charge
No Charge
|
| NSF on Automatic Transfer of Loan Payment |
$20.00
|
| ATM Cash Advance - RAFE ATM Machine |
No Charge
|
| ATM Cash Advance - Foreign Machines |
$ 2.00
|
| ATM Card - Primary and One Joint Holder |
No Charge
|
| Additional ATM Card Holders (Each additional card.) |
$ 5.00
|
| Rush Orders of ATM Card (Plus shipping and handling.) |
$20.00
|
ATM Card Replacement
Damaged Card returned to Credit Union
Stolen Card - Reported to Police
All other replacements - each |
$5.00
No Charge
$ 5.00
|
| ATM Balance Inquiry |
$ 1.00
|
| Debit card replacement |
$25.00
|
| ATM PIN Reminders |
$ 1.00
|
| NSF Account Fee on ATM Overdrafts |
$25.00
|
*Service Charges and Fees may be waived or discounted where indicated by this symbol.
Review Account Disclosures for details on free services and discounted service charges.
| Consumer Loan Service: |
| Loan Processing Fee (Initial Application) |
$25.00
|
| Loan Extension Fee |
$25.00
|
| DMV Document Processing - Non-dealership transactions |
$25.00
|
| Demand for Real Estate Payoff |
$55.00
|
| Real Estate Loan Reconveyance |
$45.00
|
| Late Payment Charge is 20% of the interest due - 10 day grace period - MINIMUM |
$ 5.00
|
*Service Charges and Fees may be waived or discounted where indicated by this symbol.
Review Account Disclosures for details on free services and discounted service charges.
