IRA Accumulator Accounts - Tiered Rates
Effective: December 30 2009
Daily Balance From	To	Dividend Rate	APY	Compound Period
$500.00	$ 1,999.99	.85%	.85%	Quarterly
$2,000.00	$ 9,999.99	.95%	.95%	Quarterly
$10,000.00	$24,999.99	1.00%	1.00%	Quarterly
$25,000.00	$49,999.99	1.00%	1.00%	Quarterly
$50,000.00	$99,999.00	1.05%	1.05%	Quarterly
$100,000.00	OR MORE	1.15%	1.15%	Quarterly
All IRA's at the above rate unless deposited to an IRA Certificate at current Share Certificate rates
**Anual percentage Yield** Rates are subject to change without prior notice.

 Share Certificate Rates Effective March 8 2010 

		Months
Balance			6 Mo	12 Mo		24 Mo	36 Mo	48 Mo	60
$2,000.00 to $9,999.99	RATE		0.25%	0.65%		1.00%	1.60%	2.00%	2.35%
	APY		0.25%	0.65%		1.00%	1.61%	2.02%	2.37%
$10,000.00 to $24,999.99	RATE		0.35%	0.75%		1.10%	1.70%	2.10%	2.45%
	APY		0.35%	0.75%		1.11%	1.71%	2.12%	2.47%
$25,000.00 to $49,999.99	RATE		0.35%	0.75%		1.10%	1.70%	2.10%	2.45%
	APY		0.35%	0.75%		1.11%	1.71%	2.12%	2.7%
$50,000.00 to $99,999.99	RATE		0.35%	0.75%		1.10%	1.70%	2.10%	2.30%
	APY		0.35%	0.75%		1.11%	1.71%	2.12%	2.32%
$100,000.00 and Over	RATE		0.40%	0.80%		1.15%	1.75%	2.15%	2.50%
	APY		0.40%	0.80%		1.16%	1.77%	2.17%	2.53%

 

 

 

 

 

 

 

 

 

 

  

RAFE FederalCredit Union Dividend Rates and Annual Percentage Yields Effective December 30 2009
Share Type	RATE	Dividend Term	Anticipated APY
Savings,		Quarterly
$1,000.00 to $7499.00	0.15%	Quarterly	0.15%
$7500.00 to 24999.00	0.20%	Quarterly	0.20%
$25,000.00 to $999,999.99	0.35%	Quarterly	0.35%
Checking		Quarterly
$1000.00 to $999,999.00	0.15%	Quarterly	0.15%
CHRISTMAS AND VACATION $1000.00	0.15%	Quarterly	0.15%

 

 

 

 

 

 

 

 

 

 

Dividend Method:  Average Daily, Dividend Term:  Quarterly
*APR=Annual Percentage Yield,  **APY=Anticipated Annual Percentage Rate