IRA Accumulator Accounts - Tiered Rates
Effective: MARCH 31 2008
Daily Balance From	To	Dividend Rate	APY	Compound Period
$500.00	$ 1,999.99	.90%	.90%	Quarterly
$2,000.00	$ 9,999.99	1.00%	1.00%	Quarterly
$10,000.00	$24,999.99	1.05%	1.05%	Quarterly
$25,000.00	$49,999.99	1.10%	1.10%	Quarterly
$50,000.00	$99,999.00	1.15%	1.15%	Quarterly
$100,000.00	OR MORE	1.20%	1.20%	Quarterly
All IRA's at the above rate unless deposited to an IRA Certificate at current Share Certificate rates
**Anual percentage Yield** Rates are subject to change without prior notice.

Certificate Rates Effective June 4 2008 

		Months
Balance			6 Mo	12 Mo		24 Mo	36 Mo	48 Mo	60
$2,000.00 to $9,999.99	RATE		2.25%	2.35%		2.50%	2.70%	2.85%	3.05%
	APY		2.28%	2.38%		2.53%	2.73%	2.88%	3.09%
$10,000.00 to $24,999.99	RATE		2.30%	2.40%		2.60%	2.80%	2.95%	3.15%
	APY		2.33%	2.43%		2.63%	2.84%	2.98%	3.20%
$25,000.00 to $49,999.99	RATE		2.35%	2.45%		2.65%	2.85%	3.00%	3.20%
	APY		2.38%	2.48%		2.68%	2.89%	3.04%	3.25%
$50,000.00 to $99,999.99	RATE		2.40%	2.50%		2.70%	2.90%	3.05%	3.25%
	APY		2.43%	2.53%		2.73%	2.94%	3.09%	3.30%
$100,000.00 and Over	RATE		2.45%	2.55%		2.75%	2.95%	3.10%	3.30%
	APY		2.48%	2.58%		2.78%	2.99%	3.14%	3.35%

 

 

 

 

 

 

 

 

 

 

  

RAFE FederalCredit Union Dividend Rates and Annual Percentage Yields Effective MARCH 31 2008
Share Type	RATE	Dividend Term	Anticipated APY
Savings, Holiday, Vacation		Quarterly
$1,000.00to $7499.99	0.25%	Quarterly	0.25%
$7,500.00 to $24999.99	0.40%	Quarterly	0.40%
$25,000.00 to $999,999.99	0.65%	Quarterly	0.65%
Checking		Quarterly
$1000.00 to $24,999.99	0.25%	Quarterly	0.25%
$25,000.00 and Up	0.35%	Quarterly	0.35%

 

 

 

 

 

 

 

 

 

 

Dividend Method:  Average Daily, Dividend Term:  Quarterly
*APR=Annual Percentage Yield,  **APY=Anticipated Annual Percentage Rate